IBM Smarter Care:

An out-of-box solution providing the core foundational elements of a health insurance exchange. It incorporates packaged subject-matter expertise such as built-in evidence, rules and workflows, specific to the healthcare reform initiative. In addition, for states that have chosen to use the Federally Facilitated Marketplace (FFM), the IBM Cúram solution provides an option to transition to a state-based exchange. This solution also helps states meet the Centers for Medicare & Medicaid Services (CMS) critical success factors.